This 4-Ingredient Flourless Chocolate Chip Banana Bread is made with just bananas, oats, peanut butter and chocolate chips. That’s it and it’s so unbelieveably AMAZING!

Easy and Incredibly Satisfying
Here I go again! Baking flourless chocolate chip banana bread with a few simple ingredients that turns out so delicious you’ll never miss the flour, butter, oil, eggs or sugars it doesn’t have in it. Flour-free, dairy-free and absolutely incredible.
If you’ve tried my Flourless Chocolate Banana Bread, Healthy Flourless Pumpkin Bread or Healthy 5-Ingredient Flourless Banana Bread recipes, you know you’re in for another great one! And if you haven’t baked these breads yet, you so need to. They’re easy and incredibly satisfying!

30 minutes to Perfection
In about 30 minutes, you’ll be pulling out warm chocolate chip peanut butter banana bread bliss that nobody will be able to resist.
The texture is spot on when it comes to how banana bread should look and taste. Moist and tender with pure banana flavor. The peanut butter and chocolate flavors just make it all the more delicious. Mmmm…mmmm!
This banana bread truly meets, if not exceeds, those banana bread cravings I get so often. It’s been a family favorite lately for breakfast, snack time and even dessert. I already have the recipe memorized and it never ceases to mesmerize me each time I eat a slice.

Watch Me Make It!
Step into the kitchen with me to make this amazing 4-Ingredient flourless chocolate chip banana bread!
Riper the Bananas, Sweeter the Loaf
Like I said, just 4 ingredients! And ones that you probably always have on hand.
Bananas – I always buy extras so I can bake a loaf of banana bread at least once a week. The riper the bananas, the sweeter the loaf.
Peanut Butter (or another nut butter) – I use a natural peanut butter and it works great! The runnier the peanut butter is, the easier it will blend in with the other ingredients. I love the combo of banana, peanut butter and chocolate! Feel free to substitute the peanut butter with almond butter or another nut butter, if preferred or necessary. Great source of protein!
Oatmeal – the oats are a great source of fiber and what give the bread its texture when they’re blended in the blender with the other ingredients. It’s such a perfect way to replace flour in quick breads. And you won’t need any special almond flour or gluten-free flour blend. Though, of course, if you want to make truly gluten-free chocolate chip banana bread, be sure to use gluten-free oats.
Chocolate Chips – the key ingredient, of course! 😉 I use dark chocolate chips, but feel free to use your favorite chocolate chips.
And that’s it! Just 4 ingredients! No added white or brown sugar, salt, baking powder, specialty gluten-free flours or coconut oil. And, in case simplicity is your thing, skip the bowl and the whisk. With this recipe, there’s no need to stir. You just blend all of the wet ingredients and dry ingredients together in your blender, stir in the chocolate chips, pour the batter into a loaf pan and bake.

When Is a Banana Ripe Enough for Baking?
Learn how to tell if your banana is ripe enough for baking banana bread. Plus, tips for freezing bananas at their baking prime!

Ingredients and Supplies
(see recipe card at the bottom of this post for measurements and details. To learn more about specific baking ingredients and how they function in baking recipes, reference my Complete Guide to Baking Ingredients)
Ingredients:
- Ripe bananas (about 4-5 medium bananas)
- Old-fashioned oats
- Creamy or crunchy natural peanut butter (or another nut butter such as almond butter)
- Chocolate chips
Supplies:

How to Make 4-Ingredient Flourless Chocolate Chip Banana Bread
- Preheat oven to 350°F. Lightly grease 9×5-inch loaf pan with non-stick cooking spray and line with parchment paper; set aside.
- Add the bananas, oats and peanut butter to a blender.
- Note: If your blender is not very powerful or your batter is just too thick to blend in your blender, add 1/4 cup water to help it blend.

- Blend until smooth, scraping down the sides of the blender a few times to incorporate all of the ingredients well.
- Try not to over blend the batter as this will lead to a denser loaf. Blend just until the oats are ground. You should still recognize some oat shapes throughout the batter.
- Stir in the chocolate chips.
- Pour batter into prepared loaf pan.

- Garnish with thin banana slices and more chocolate chips, if desired.

- Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean. If the loaf starts to brown on top before the middle is done baking, tent the pan with foil and let continue baking until baked all the way through.
- Let bread cool completely in loaf pan.

Storage
Store bread in an airtight container at room temperature for 2 days or in the refrigerator for up to 5 days.
If you store the bread in the refrigerator it will become denser. You can put it in the microwave for 15-20 seconds or heat it in a warm oven for a few minutes to easily soften it back up.
To freeze, let cool completely, wrap tightly in plastic wrap and then place in a freezer safe baggie or wrap in a layer of foil. Freeze for up to two months. Thaw in the refrigerator overnight or loosely covered at room temperature for a few hours.

More Easy and Delicious Flourless Recipes
The only thing easier than making these Easy and Delicious Flourless Recipes is falling in love with them. Made without flour and packed with flavor, these flour-free alternatives are sure to become family favorites.

If you make this Flourless Chocolate Chip Banana Bread, be sure to snap a picture and share it with me on Instagram @thebakermama so I can see. If you’re on Facebook, be sure to join my Friends of The BakerMama group to connect and share all the fun and yummy recipes of mine that you make! I just love seeing how inspired and creative y’all get with the ideas I share. Enjoy!
xoxo,


4-Ingredient Flourless Chocolate Chip Banana Bread
- Prep Time: 5 mins
- Cook Time: 30 mins
- Total Time: 35 mins
- Yield: 8-10
- Category: Breakfast
Description
This 4-Ingredient Flourless Chocolate Chip Banana Bread is made with just bananas, oats, peanut butter and chocolate chips. That’s it and it’s so unbelieveably AMAZING!
Ingredients
- 1.5 pounds ripe bananas (about 4–5 medium bananas)
- 2 cups old-fashioned oats
- 1 cup creamy or crunchy natural peanut butter (or another nut butter such as almond butter)
- 1 cup chocolate chips
Instructions
- Preheat oven to 350°F. Lightly grease 9×5-inch loaf pan with non-stick cooking spray and line with parchment paper; set aside.
- Add the bananas, oats and peanut butter to a blender and blend until smooth, scraping down the sides of the blender a few times to incorporate all of the ingredients well. (Try not to over blend the batter as this will lead to a denser loaf. Blend just until the oats are ground. You should still recognize some oat shapes thoughout the batter.)
- Stir in the chocolate chips.
- Pour batter into prepared loaf pan. Garnish with thin banana slices and more chocolate chips, if desired.
- Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean. If the loaf starts to brown on top before the middle is done baking, tent the pan with foil and let continue baking until baked all the way through.
- Let bread cool completely in loaf pan. Store bread covered tightly with plastic wrap in the loaf pan or in an airtight container in the refrigerator.
Notes
If your blender is not very powerful or your batter is just too thick to blend in your blender, add 1/4 cup water to help it blend.
If you store the bread in the refrigerator it will become denser. You can put it in the microwave for 15-20 seconds or heat it in a warm oven for a few minutes to easily soften it back up.
I made this today.I loved it this has to be the lightest one I have ever made.I forgot the parchment paper it didn’t matter.I also added 1 tsp baking powder and 1/2 tsp baking soda.When it came to the chips I only had about 12 I’m always snacking.To replace the missing chips I added coconut , raisins and nuts to make one cup.If it needs to be sweeter add a tablespoon of maple syrup or honey.This was a win for sure excellent recipe.I stirred it with a spoon to mix.
I made the mini muffins….I should have known they would be gummy with just that egg…and with only one review…I have to cook GF…so will try many types of recipes….but I have found when there are few ingredients and just an egg…it will be too gummy for me….lots of recipes on this website look good….I will keep trying.
Hi Angie! There are many great reviews for this recipe so I hope you get a chance to browse through them. The texture of the bread should not be gummy. You might have over-blended your batter which would have resulted in a gummy or mushy texture when baked. I hope you get to try it again with great success! Enjoy!
Hi there! Can these be made into muffins instead?
Hi, Halle! These are probably closer to what you’re looking for: https://thebakermama.com/recipes/5-ingredient-flourless-banana-chocolate-chunk-oatmeal-mini-muffins/
Is there a way to make this without using nut butter or a substitute that is nut free? I want to make it for someone who cannot eat any type of nuts.
Hi! You could try it with a sunflower butter, cookie butter or granola butter. I think all of those would bake up and taste great in this recipe. I hope they enjoy!
My go to recipe. I never blend the oats and it turns out perfect every time!
Hi, Lorenzo! I’m so happy you enjoy them so much!
How many points are in a slice?
Hi, Melissa! I’m not sure what you mean by points. But I don’t provide nutritional information or calorie counts at this time. I would recommend plugging the ingredients you use into a free online recipe nutrition calculator like: https://whisk.com/recipe-nutrition-calculator/ Hope this helps. Enjoy! ❤️
I haven’t made this in a few years. Decided top give it a whirl using my newly purchased Cuisinart food processor. I used Kodiak high protein oats, along with Jiff all natural peanut butter and mini dark chocolate chips. It’s absolutely delicious!
Hi, Linda! I love to hear it! It’s one of our favorites, for sure. I’m so glad you enjoy it!
I made this 4 ingredient choc chip banana bread. i had no choc chops in but I did have a block of chocolate fruit and nut in. So I blitzed this first in the food processor, measured a cup full and set this aside. followed the recipe and the added choc fruit and nut in the recipe in place if choc chips.t
This was just packed full of fruity & nutty goodness.It turned out amazing thank you
Hi Sue! That sounds delicious! Thank you for sharing your modifications. I’m so happy to hear you enjoyed it!
You accidentally left out how much if each ingredient…….?????
Hi, Jodi. Go to the recipe card.
Well, I made it. It took forever to make because I had trouble trying to blend it. I tried it in my blender first, as the recipe says, but it didn’t do anything. Then, I tried it in my 7 cup food processor and the blade did nothing. I thought I didn’t have the Cusinart set up properly since it had been a long time since I’d last used it. Nope. Turns out it was set up correctly. I had to pour everything out into a mixing bowl and then I poured in about a third of the batter and turned on the food processor. Then, it worked. So, that’s what I had to do to get this to work–pour in about a third of the batter at a time and then blend it some more. Hopefully, if I make this again, it will go easier. Right now I’m looking forward to a sink full of things to wash after this “adventure.”
Hi, Sue! Oh, dear. I’m sorry it was such an adventure. I’ve never had that happen when I did it in the blender. I wonder if it’s the blade sharpness? I hope it tasted great after all that!