This 4-Ingredient Flourless Chocolate Chip Banana Bread is made with just bananas, oats, peanut butter & chocolate chips. That’s it and it’s so unbelieveably AMAZING!

4-Ingredient Flourless Chocolate Chip Banana Bread

Here I go again! Baking flourless bread with a few simple ingredients that turns out so delicious you’ll never miss the flour, butter, oil, eggs or sugars it doesn’t have in it. Flour-free, dairy-free and absolutely incredible.

If you’ve tried my Healthy Flourless Pumpkin Bread or Healthy 5-Ingredient Flourless Banana Bread recipes, you know you’re in for another great one! And if you haven’t baked these breads yet, you so need to. They’re easy and incredibly satisfying!

4-Ingredient Flourless Chocolate Chip Banana Bread

Like I said, just 4 ingredients! And ones that you probably always have on hand…

4-Ingredient Flourless Chocolate Chip Banana Bread

Bananas – I always buy extras so I can bake a loaf of banana bread at least once a week. The riper the bananas, the sweeter the loaf.

Peanut Butter (or another nut butter) – I love the combo of banana, peanut butter and chocolate! Feel free to substitute the peanut butter with almond butter or another nut butter, if preferred or necessary. Great source of protein!

Oatmeal – the oats are a great source of fiber and what give the bread its texture when they’re blended in the blender with the other ingredients. It’s such a perfect way to replace flour in quick breads. And you won’t need any special almond flour or gluten-free flour blend. Though, of course, if you want to make truly gluten-free chocolate chip banana bread, be sure to use gluten-free oats.

Chocolate Chips – the key ingredient, of course! 😉 I use dark chocolate chips, but feel free to use your favorite chocolate chips.

And that’s it! Just 4 ingredients! No added white or brown sugar, salt, baking powder, specialty gluten-free flours or coconut oil. And, in case simplicity is your thing, skip the bowl and the whisk. With this recipe, there’s no need to stir. You just blend all of the wet ingredients and dry ingredients together in your blender, stir in the chocolate chips, pour the batter into a loaf pan and bake.

How to Make 4-Ingredient Flourless Chocolate Chip Banana Bread

The first three ingredients get blended in the blender or food processor until a smooth batter forms and then you’ll just stir in the chocolate chips.

4-Ingredient Flourless Chocolate Chip Banana Bread

So quick and easy to whip up.

I love garnishing the top of my breads with a few of the ingredients within so with this loaf, I arrange thin slices of banana and sprinkle a handful of chocolate chips over the top before baking. Completely optional, of course!

4-Ingredient Flourless Chocolate Chip Banana Bread

Bake bout 30 minutes in a preheated oven and you’ll be pulling out warm chocolate chip peanut butter banana bread bliss that nobody will be able to resist. Store at room temperature in plastic wrap or in an airtight container in the refrigerator.

The texture is spot on when it comes to how banana bread should look and taste. Moist and tender with pure banana flavor. The peanut butter and chocolate flavors just make it all the more delicious. Mmmm…mmmm!

This banana bread truly meets, if not exceeds, those banana bread cravings I get so often. It’s been a family favorite lately for breakfast, snack time and even dessert. I already have the recipe memorized and it never ceases to mesmerize me each time I eat a slice.

4-Ingredient Flourless Chocolate Chip Banana Bread

More Delicious Quick Bread Recipes

If you love this recipe, you’ll also love my 4-Ingredient Flourless Chocolate Chip Banana Bread, Flourless Chocolate Banana Bread, Healthy Flourless Apple Bread, Healthy Flourless Pumpkin Bread.

4-Ingredient Flourless Chocolate Chip Banana Bread

I hope you love baking and eating this banana bread as much as I do! If you make 4-Ingredient Flourless Chocolate Chip Banana Bread, be sure to snap a picture and share it with me or tag me on Instagram @thebakermama so I can see. ???? I love seeing how inspired and creative y’all get with the recipes I share. Enjoy!


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4-Ingredient Flourless Chocolate Chip Banana Bread

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.6 from 26 reviews
  • Author: Maegan - The BakerMama
  • Prep Time: 5 mins
  • Cook Time: 30 mins
  • Total Time: 35 mins
  • Yield: 10
  • Category: Breakfast


This 4-Ingredient Flourless Chocolate Chip Banana Bread is made with just bananas, oats, peanut butter & chocolate chips. That’s it and it’s so unbelieveably AMAZING!


  • 1.5 pounds ripe bananas (about 45 medium bananas)
  • 2 cups old-fashioned oats
  • 1 cup creamy or crunchy peanut butter (or another nut butter such as almond butter)
  • 1 cup chocolate chips


  1. Preheat oven to 350°F. Lightly grease 9×5-inch loaf pan with non-stick cooking spray and line with parchment paper; set aside.
  2. Add the bananas, oats and peanut butter to a blender and blend until smooth. Try not to over blend the batter as this will lead to a denser loaf. Blend just until the oats are ground. Stir in the chocolate chips.
  3. Pour batter into prepared loaf pan. Garnish with thin banana slices and more chocolate chips, if desired.
  4. Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean.
  5. Let bread cool completely in loaf pan. Store bread covered tightly with plastic wrap in the loaf pan or in an airtight container in the refrigerator.


If your blender is not very powerful or your batter is just too thick to blend in your blender, add 1/4 cup water to help it blend.

If you store the bread in the refrigerator it will become denser. You can put it in the microwave for 15-20 seconds or heat it in a warm oven for a few minutes to easily soften it back up.

About The BakerMama

Maegan is the author of her best-selling Beautiful Boards, Spectacular Spreads and Brilliant Bites cookbooks. She started blogging in 2012 and features hundreds of original recipes on The BakerMama. She truly enjoys sharing her easy, family-friendly recipes, creative meal ideas, food board creations, and entertaining spreads to encourage others to get in the kitchen and make something memorable for their loved ones to enjoy together. Learn More

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  1. I made this today.I loved it this has to be the lightest one I have ever made.I forgot the parchment paper it didn’t matter.I also added 1 tsp baking powder and 1/2 tsp baking soda.When it came to the chips I only had about 12 I’m always snacking.To replace the missing chips I added coconut , raisins and nuts to make one cup.If it needs to be sweeter add a tablespoon of maple syrup or honey.This was a win for sure excellent recipe.I stirred it with a spoon to mix.

  2. I made the mini muffins….I should have known they would be gummy with just that egg…and with only one review…I have to cook GF…so will try many types of recipes….but I have found when there are few ingredients and just an egg…it will be too gummy for me….lots of recipes on this website look good….I will keep trying.

    1. Hi Angie! There are many great reviews for this recipe so I hope you get a chance to browse through them. The texture of the bread should not be gummy. You might have over-blended your batter which would have resulted in a gummy or mushy texture when baked. I hope you get to try it again with great success! Enjoy!

  3. Is there a way to make this without using nut butter or a substitute that is nut free? I want to make it for someone who cannot eat any type of nuts.

    1. Hi! You could try it with a sunflower butter, cookie butter or granola butter. I think all of those would bake up and taste great in this recipe. I hope they enjoy!

  4. I haven’t made this in a few years. Decided top give it a whirl using my newly purchased Cuisinart food processor. I used Kodiak high protein oats, along with Jiff all natural peanut butter and mini dark chocolate chips. It’s absolutely delicious!

    1. Hi, Linda! I love to hear it! It’s one of our favorites, for sure. I’m so glad you enjoy it!

  5. I made this 4 ingredient choc chip banana bread. i had no choc chops in but I did have a block of chocolate fruit and nut in. So I blitzed this first in the food processor, measured a cup full and set this aside. followed the recipe and the added choc fruit and nut in the recipe in place if choc chips.t
    This was just packed full of fruity & nutty goodness.It turned out amazing thank you

    1. Hi Sue! That sounds delicious! Thank you for sharing your modifications. I’m so happy to hear you enjoyed it!

  6. Well, I made it. It took forever to make because I had trouble trying to blend it. I tried it in my blender first, as the recipe says, but it didn’t do anything. Then, I tried it in my 7 cup food processor and the blade did nothing. I thought I didn’t have the Cusinart set up properly since it had been a long time since I’d last used it. Nope. Turns out it was set up correctly. I had to pour everything out into a mixing bowl and then I poured in about a third of the batter and turned on the food processor. Then, it worked. So, that’s what I had to do to get this to work–pour in about a third of the batter at a time and then blend it some more. Hopefully, if I make this again, it will go easier. Right now I’m looking forward to a sink full of things to wash after this “adventure.”

    1. Hi, Sue! Oh, dear. I’m sorry it was such an adventure. I’ve never had that happen when I did it in the blender. I wonder if it’s the blade sharpness? I hope it tasted great after all that!