This 4-Ingredient Flourless Chocolate Chip Banana Bread is made with just bananas, oats, peanut butter and chocolate chips. That’s it and it’s so unbelieveably AMAZING!

Easy and Incredibly Satisfying
Here I go again! Baking flourless chocolate chip banana bread with a few simple ingredients that turns out so delicious you’ll never miss the flour, butter, oil, eggs or sugars it doesn’t have in it. Flour-free, dairy-free and absolutely incredible.
If you’ve tried my Flourless Chocolate Banana Bread, Healthy Flourless Pumpkin Bread or Healthy 5-Ingredient Flourless Banana Bread recipes, you know you’re in for another great one! And if you haven’t baked these breads yet, you so need to. They’re easy and incredibly satisfying!

30 minutes to Perfection
In about 30 minutes, you’ll be pulling out warm chocolate chip peanut butter banana bread bliss that nobody will be able to resist.
The texture is spot on when it comes to how banana bread should look and taste. Moist and tender with pure banana flavor. The peanut butter and chocolate flavors just make it all the more delicious. Mmmm…mmmm!
This banana bread truly meets, if not exceeds, those banana bread cravings I get so often. It’s been a family favorite lately for breakfast, snack time and even dessert. I already have the recipe memorized and it never ceases to mesmerize me each time I eat a slice.

Watch Me Make It!
Step into the kitchen with me to make this amazing 4-Ingredient flourless chocolate chip banana bread!
Riper the Bananas, Sweeter the Loaf
Like I said, just 4 ingredients! And ones that you probably always have on hand.
Bananas – I always buy extras so I can bake a loaf of banana bread at least once a week. The riper the bananas, the sweeter the loaf.
Peanut Butter (or another nut butter) – I use a natural peanut butter and it works great! The runnier the peanut butter is, the easier it will blend in with the other ingredients. I love the combo of banana, peanut butter and chocolate! Feel free to substitute the peanut butter with almond butter or another nut butter, if preferred or necessary. Great source of protein!
Oatmeal – the oats are a great source of fiber and what give the bread its texture when they’re blended in the blender with the other ingredients. It’s such a perfect way to replace flour in quick breads. And you won’t need any special almond flour or gluten-free flour blend. Though, of course, if you want to make truly gluten-free chocolate chip banana bread, be sure to use gluten-free oats.
Chocolate Chips – the key ingredient, of course! 😉 I use dark chocolate chips, but feel free to use your favorite chocolate chips.
And that’s it! Just 4 ingredients! No added white or brown sugar, salt, baking powder, specialty gluten-free flours or coconut oil. And, in case simplicity is your thing, skip the bowl and the whisk. With this recipe, there’s no need to stir. You just blend all of the wet ingredients and dry ingredients together in your blender, stir in the chocolate chips, pour the batter into a loaf pan and bake.

When Is a Banana Ripe Enough for Baking?
Learn how to tell if your banana is ripe enough for baking banana bread. Plus, tips for freezing bananas at their baking prime!

Ingredients and Supplies
(see recipe card at the bottom of this post for measurements and details. To learn more about specific baking ingredients and how they function in baking recipes, reference my Complete Guide to Baking Ingredients)
Ingredients:
- Ripe bananas (about 4-5 medium bananas)
- Old-fashioned oats
- Creamy or crunchy natural peanut butter (or another nut butter such as almond butter)
- Chocolate chips
Supplies:

How to Make 4-Ingredient Flourless Chocolate Chip Banana Bread
- Preheat oven to 350°F. Lightly grease 9×5-inch loaf pan with non-stick cooking spray and line with parchment paper; set aside.
- Add the bananas, oats and peanut butter to a blender.
- Note: If your blender is not very powerful or your batter is just too thick to blend in your blender, add 1/4 cup water to help it blend.

- Blend until smooth, scraping down the sides of the blender a few times to incorporate all of the ingredients well.
- Try not to over blend the batter as this will lead to a denser loaf. Blend just until the oats are ground. You should still recognize some oat shapes throughout the batter.
- Stir in the chocolate chips.
- Pour batter into prepared loaf pan.

- Garnish with thin banana slices and more chocolate chips, if desired.

- Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean. If the loaf starts to brown on top before the middle is done baking, tent the pan with foil and let continue baking until baked all the way through.
- Let bread cool completely in loaf pan.

Storage
Store bread in an airtight container at room temperature for 2 days or in the refrigerator for up to 5 days.
If you store the bread in the refrigerator it will become denser. You can put it in the microwave for 15-20 seconds or heat it in a warm oven for a few minutes to easily soften it back up.
To freeze, let cool completely, wrap tightly in plastic wrap and then place in a freezer safe baggie or wrap in a layer of foil. Freeze for up to two months. Thaw in the refrigerator overnight or loosely covered at room temperature for a few hours.

More Easy and Delicious Flourless Recipes
The only thing easier than making these Easy and Delicious Flourless Recipes is falling in love with them. Made without flour and packed with flavor, these flour-free alternatives are sure to become family favorites.

If you make this Flourless Chocolate Chip Banana Bread, be sure to snap a picture and share it with me on Instagram @thebakermama so I can see. If you’re on Facebook, be sure to join my Friends of The BakerMama group to connect and share all the fun and yummy recipes of mine that you make! I just love seeing how inspired and creative y’all get with the ideas I share. Enjoy!
xoxo,


4-Ingredient Flourless Chocolate Chip Banana Bread
- Prep Time: 5 mins
- Cook Time: 30 mins
- Total Time: 35 mins
- Yield: 8-10
- Category: Breakfast
Description
This 4-Ingredient Flourless Chocolate Chip Banana Bread is made with just bananas, oats, peanut butter and chocolate chips. That’s it and it’s so unbelieveably AMAZING!
Ingredients
- 1.5 pounds ripe bananas (about 4–5 medium bananas)
- 2 cups old-fashioned oats
- 1 cup creamy or crunchy natural peanut butter (or another nut butter such as almond butter)
- 1 cup chocolate chips
Instructions
- Preheat oven to 350°F. Lightly grease 9×5-inch loaf pan with non-stick cooking spray and line with parchment paper; set aside.
- Add the bananas, oats and peanut butter to a blender and blend until smooth, scraping down the sides of the blender a few times to incorporate all of the ingredients well. (Try not to over blend the batter as this will lead to a denser loaf. Blend just until the oats are ground. You should still recognize some oat shapes thoughout the batter.)
- Stir in the chocolate chips.
- Pour batter into prepared loaf pan. Garnish with thin banana slices and more chocolate chips, if desired.
- Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean. If the loaf starts to brown on top before the middle is done baking, tent the pan with foil and let continue baking until baked all the way through.
- Let bread cool completely in loaf pan. Store bread covered tightly with plastic wrap in the loaf pan or in an airtight container in the refrigerator.
Notes
If your blender is not very powerful or your batter is just too thick to blend in your blender, add 1/4 cup water to help it blend.
If you store the bread in the refrigerator it will become denser. You can put it in the microwave for 15-20 seconds or heat it in a warm oven for a few minutes to easily soften it back up.
This recipe is great!! I want to double it, so do you think doubling the ingredients and putting it in a larger baking pan would work with the same temperature and time?
Hi, Jennie! I haven’t tried this, but it’s worth a shot! If you want to double it, I’d try baking in a 9×13 and reduce the baking time by at least 5 minutes. I would start checking it at 25 minutes, with a toothpick to the center. And then check frequently after that. Good luck and enjoy!
Do you think you can use quick steel cut oats?
Hi Joann! I haven’t tried it, but it’s certainly worth a try with quick steel cut oats only (not regular steel cut oats). Just be sure not to cook the steel cut oats first. It might take a little longer to bake since steel cut oats are less processed. Hope this helps. Enjoy!
Looks amazing! Could I sub pumpkin for the peanut butter?
Hi Amy! I wouldn’t recommend substituting the peanut butter with pumpkin in this recipe because pumpkin doesn’t have the texture to hold the batter together. I’m afraid it would fall flat or be too runny to bake into the bread-like texture. I would recommend trying my Flourless Pumpkin Bread recipe: https://thebakermama.com/recipes/healthy-flourless-pumpkin-bread/ Enjoy!
Came out so yummy. It was too thick for my blender next time I’m going add the water. I broke it up into portions. Do you know the calorie count on this?
This is my new favorite snack to make on the weekends! These are already lower in calories but to reduce it even further we use PB2 and sub half the bananas for unsweetened apple sauce. We bake ours in a muffin tin and they always come out perfect! Thank you for the great recipe!
I like the recipe .. I had some trouble with the blender so I opted to put it in a bowl and then blended it .. thank you
I made this while traveling because I didn’t have baking powder but wanted dessert. So simple and perfect! I had a slice every night.
I made this for the second time tonight and the batter came out better; not as thick. Used bigger bananas that were more ripe and used gluten-free oats instead of old fashioned. Blended them 1st and then added peanut butter. Used the smoothie setting on my blender and worked like a charm! The batter was actually pourable this time! Stirred in walnuts with sugar free chocolate chips. It’s in the oven now and can’t wait to try it!
I tried this recipe with the 4 ingredients and baked it as recommended and it came out extra pasty! It wasn’t like bread at all. I think it needs baking soda or baking powder? I have to throw the whole loaf out…
Hi Neelam! I’m wondering if you over-blended the batter? If the oats start to warm in the blender, they will start cooking and turn into an oatmeal texture which will prevent the loaf from baking into a bread-like texture like they should. So sorry to hear you had to through it out. I hope you’re able to try it again soon because it really is an amazing bread that we bake almost weekly.
Fabulous! super easy & super delicious!!