This 4-Ingredient Flourless Chocolate Chip Banana Bread is made with just bananas, oats, peanut butter & chocolate chips. That’s it and it’s so unbelieveably AMAZING!

4-Ingredient Flourless Chocolate Chip Banana Bread

Here I go again! Baking flourless bread with a few simple ingredients that turns out so delicious you’ll never miss the flour, butter, oil, eggs or sugars it doesn’t have in it. Flour-free, dairy-free and absolutely incredible.

If you’ve tried my Healthy Flourless Pumpkin Bread or Healthy 5-Ingredient Flourless Banana Bread recipes, you know you’re in for another great one! And if you haven’t baked these breads yet, you so need to. They’re easy and incredibly satisfying!

4-Ingredient Flourless Chocolate Chip Banana Bread

Like I said, just 4 ingredients! And ones that you probably always have on hand…

4-Ingredient Flourless Chocolate Chip Banana Bread

Bananas – I always buy extras so I can bake a loaf of banana bread at least once a week. The riper the bananas, the sweeter the loaf.

Peanut Butter (or another nut butter) – I love the combo of banana, peanut butter and chocolate! Feel free to substitute the peanut butter with almond butter or another nut butter, if preferred or necessary. Great source of protein!

Oatmeal – the oats are a great source of fiber and what give the bread its texture when they’re blended in the blender with the other ingredients. It’s such a perfect way to replace flour in quick breads. And you won’t need any special almond flour or gluten-free flour blend. Though, of course, if you want to make truly gluten-free chocolate chip banana bread, be sure to use gluten-free oats.

Chocolate Chips – the key ingredient, of course! 😉 I use dark chocolate chips, but feel free to use your favorite chocolate chips.

And that’s it! Just 4 ingredients! No added white or brown sugar, salt, baking powder, specialty gluten-free flours or coconut oil. And, in case simplicity is your thing, skip the bowl and the whisk. With this recipe, there’s no need to stir. You just blend all of the wet ingredients and dry ingredients together in your blender, stir in the chocolate chips, pour the batter into a loaf pan and bake.

How to Make 4-Ingredient Flourless Chocolate Chip Banana Bread

The first three ingredients get blended in the blender or food processor until a smooth batter forms and then you’ll just stir in the chocolate chips.

4-Ingredient Flourless Chocolate Chip Banana Bread

So quick and easy to whip up.

I love garnishing the top of my breads with a few of the ingredients within so with this loaf, I arrange thin slices of banana and sprinkle a handful of chocolate chips over the top before baking. Completely optional, of course!

4-Ingredient Flourless Chocolate Chip Banana Bread

Bake bout 30 minutes in a preheated oven and you’ll be pulling out warm chocolate chip peanut butter banana bread bliss that nobody will be able to resist. Store at room temperature in plastic wrap or in an airtight container in the refrigerator.

The texture is spot on when it comes to how banana bread should look and taste. Moist and tender with pure banana flavor. The peanut butter and chocolate flavors just make it all the more delicious. Mmmm…mmmm!

This banana bread truly meets, if not exceeds, those banana bread cravings I get so often. It’s been a family favorite lately for breakfast, snack time and even dessert. I already have the recipe memorized and it never ceases to mesmerize me each time I eat a slice.

4-Ingredient Flourless Chocolate Chip Banana Bread

More Delicious Quick Bread Recipes

If you love this recipe, you’ll also love my 4-Ingredient Flourless Chocolate Chip Banana Bread, Flourless Chocolate Banana Bread, Healthy Flourless Apple Bread, Healthy Flourless Pumpkin Bread.

4-Ingredient Flourless Chocolate Chip Banana Bread

I hope you love baking and eating this banana bread as much as I do! If you make 4-Ingredient Flourless Chocolate Chip Banana Bread, be sure to snap a picture and share it with me or tag me on Instagram @thebakermama so I can see. ???? I love seeing how inspired and creative y’all get with the recipes I share. Enjoy!


clock clock iconcutlery cutlery iconflag flag iconfolder folder iconinstagram instagram iconpinterest pinterest iconfacebook facebook iconprint print iconsquares squares iconheart heart iconheart solid heart solid icon

4-Ingredient Flourless Chocolate Chip Banana Bread

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.6 from 26 reviews
  • Author: Maegan - The BakerMama
  • Prep Time: 5 mins
  • Cook Time: 30 mins
  • Total Time: 35 mins
  • Yield: 10
  • Category: Breakfast


This 4-Ingredient Flourless Chocolate Chip Banana Bread is made with just bananas, oats, peanut butter & chocolate chips. That’s it and it’s so unbelieveably AMAZING!


  • 1.5 pounds ripe bananas (about 45 medium bananas)
  • 2 cups old-fashioned oats
  • 1 cup creamy or crunchy peanut butter (or another nut butter such as almond butter)
  • 1 cup chocolate chips


  1. Preheat oven to 350°F. Lightly grease 9×5-inch loaf pan with non-stick cooking spray and line with parchment paper; set aside.
  2. Add the bananas, oats and peanut butter to a blender and blend until smooth. Try not to over blend the batter as this will lead to a denser loaf. Blend just until the oats are ground. Stir in the chocolate chips.
  3. Pour batter into prepared loaf pan. Garnish with thin banana slices and more chocolate chips, if desired.
  4. Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean.
  5. Let bread cool completely in loaf pan. Store bread covered tightly with plastic wrap in the loaf pan or in an airtight container in the refrigerator.


If your blender is not very powerful or your batter is just too thick to blend in your blender, add 1/4 cup water to help it blend.

If you store the bread in the refrigerator it will become denser. You can put it in the microwave for 15-20 seconds or heat it in a warm oven for a few minutes to easily soften it back up.

About The BakerMama

Maegan is the author of her best-selling Beautiful Boards, Spectacular Spreads and Brilliant Bites cookbooks. She started blogging in 2012 and features hundreds of original recipes on The BakerMama. She truly enjoys sharing her easy, family-friendly recipes, creative meal ideas, food board creations, and entertaining spreads to encourage others to get in the kitchen and make something memorable for their loved ones to enjoy together. Learn More

Follow us on social media:


Leave a Reply

Your email address will not be published. Required fields are marked *

Recipe rating 5 Stars 4 Stars 3 Stars 2 Stars 1 Star


  1. Can’t wait to try these recipes. My family simply will not eat overripe bananas and I throw too many away.
    Question: Can oat bran be substituted for rolled oats in any of your recipes?

    1. Hi, JoAnn! Can’t wait for you to try them! Oat bran is too fine for these recipes. Even in the blender, you still end up with a pretty oat-y texture. Hope this helps!

      1. Thanks so much for responding. Guess I’ll have to find another recipe to use up my oat bran. But I’m still excited to try your recipes!

  2. Thank you so very much for providing the nutrition checker website! Really helps for diabetics and others.

    1. Hi Riana! You could just use quick cooking oats and stir all of the ingredients together in a bowl until well combined. The texture of the loaf will be heartier, but it should still bake and taste great. Enjoy!

  3. Made several times with a few tweaks of my own just raisens honey but still great to taste dont know the exact calories count. Easy to prepare and easy to demolish after great job. Thanks

  4. Just made this bread and it was absolutely delicious and so easy to make. My little ones loved it! I added dark chocolate chips on the top for a treat 😋

  5. I followed the recipe and found my blender couldn’t blend the ingredients at all. I transferred the mixture into my food processor, wasting some of the batter during, but the blending wasn’t great- the mixture was way too thick.
    Waiting for the end result, whilst it bakes. I’m sure it will taste lovely, but it caused too much trouble trying to make, unfortunately..

    1. Hi Immi! I’m sorry to hear your blender and food processor couldn’t blend it as well as it should. I hope it tastes as great as it should though!

  6. This was really good! I processed the oats first per another review. I checked at 30 minutes. Baked a total of 45 minutes. Turned out with a good consistency. Thank you.

  7. Made this and added honey and maple syrup also very nice easy to do and will be making it again soon mmm. Thanks for the recipe.d

See More Comments